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XLNC - Recurring Deposit Plan
XLNC - RECURRING DEPOSIT PLAN (XRD)
MONTHLY
DEPOSIT
AMOUNT
12 MONTHS / XRD12
9.5% P.A.
24 MONTHS / XRD24
9.75% P.A.
36 MONTHS / XRD36
10% P.A.
48 MONTHS / XRD48
10.25% P.A.
60 MONTHS / XRD60
11.00% P.A.
DEPOSIT
AMOUNT
PRODUCT
VALUE
DEPOSIT
AMOUNT
PRODUCT
VALUE
DEPOSIT
AMOUNT
PRODUCT
VALUE
DEPOSIT
AMOUNT
PRODUCT
VALUE
DEPOSIT
AMOUNT
PRODUCT
VALUE
500 6,000 6,309 12,000 13,250 18,000 20,936 24,000 29,500 30,000 39,593
1,000 12,000 12,618 24,000 26,499 36,000 41,872 48,000 59,001 60,000 79,187
2,000 24,000 25,235 48,000 52,999 72,000 83,743 96,000 1,18,001 1,20,000 1,58,373
3,000 36,000 37,853 72,000 79,498 1,08,000 1,25,615 1,44,000 1,77,002 1,80,000 2,37,559
4,000 48,000 50,470 96,000 1,05,997 1,44,000 1,67,486 1,92,000 2,36,003 2,40,000 3,16,746
5,000 60,000 63,088 1,20,000 1,32,496 1,80,000 2,09,358 2,40,000 2,95,003 3,00,000 3,95,932
XLNC - RECURRING DEPOSIT PLUS (XRD PLUS)
DEPOSIT Rs. 1000/- PER MONTH FOR 60 MONTHS AND GET DOUBLE OF YOUR PAID AMOUNT ON 106TH MONTH.
INVEST MINIMUM OF Rs. 1,000 AND IN MULTIPLE OF Rs. 1,000/-
XLNC UJJWAL BHAVISHYA YOJNA (XUBY)
ONE TIME INVESTMENT MATURITY @ 9 YEARS MATURITY @ 15 YEARS MATURITY @ 18 YEARS MATURITY @ 21 YEARS
1,00,000 3,00,000 6,00,000 9,00,000 12,00,000
Fixed Deposit Terms & Conditions will be applied for this plan. Minimum Investment Rs. 50,000/- and in multiple of Rs. 25,000/-
MONTHLY DEPOSIT MATURITY @ 9 YEARS MATURITY @ 15 YEARS MATURITY @ 18 YEARS MATURITY @ 21 YEARS
Rs. 2,500 FOR 05 YEARS 3,00,000 6,00,000 9,00,000 12,00,000
Recurring Deposit Terms & Conditions will be applied for this plan. Minimum Investment Rs. 1,250/- and in multiple of Rs. 750/-
XLNC - LAKHPATI YOJNA (XLY)
DEPOSIT MONTHLY RS. 1350
FOR 5 YEARS
DEPOSIT MONTHLY RS. 1650
FOR 4 YEARS
DEPOSIT MONTHLY RS. 2350
FOR 3 YEARS
DEPOSIT MONTHLY RS. 3740
FOR 2 YEARS
GET RS. 1,00,000 (1 LAKH)
AFTER 5 YEARS
GET RS. 1,00,000 (1 LAKH)
AFTER 4 YEARS
GET RS. 1,00,000 (1 LAKH)
AFTER 3 YEARS
GET RS. 1,00,000 (1 LAKH)
AFTER 2 YEARS

Terms & Conditions

  • XRD can be open with minimum of Rs. 500 and in multiple of Rs 50.
  • XRDP Account can be open with minimum of Rs. 1000 and in multiple of Rs 1000.
  • XFP Account can be open with minimum of Rs. 750 and in multiple of Rs 750.
  • XUBY Account can be open with minimum of Rs. 2500 and in multiple of Rs 2500.
  • XLY Account can be open with minimum of Rs. 1250/1640/2350/3740.
  • Interest calculation compunding.
  • Defaulters will be charged at the rate of 2% per month installment with a maximum period of three month. After this the total deposited amount will be paid back to the Investor with the following rates of interest: 0-6 months - not applicable,7-11 months @4.5% P.A. , 12-18 months @ 5% P.A., 19-24 months @5.5% P.A., 30-59 months @6% P.A.
  • The monthly deposit of installment will attract a grace period of 15 days, after which the RD will be considered as an irregular account and will
    attract late fee.
  • Irregular account can not ask for premature payment.

Premature Withdrawl Terms & condition

  • 24 Months RD - No premature withdrawl is allowed.
  • 36 Months RD - premature withdrawl is allowed only after completion of 18 Months where an investor will attract interest of @5%p.a. Only.
  • 48 Months RD - premature withdrawl is allowed only after completion of 24 month where an investor will attract interest of @5.5%p.a. Only.
  • 60 Months RD - premature withdrawl is allowed only after completion of 30 month where an investor will attract interest of @6% p.a. Only.
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