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XLNC - Monthly Income Plan
XLNC - MONTHLY INCOME PLAN (XMIP)
ONE TIME
DEPOSIT
12 MONTHS MIP 24 MONTHS MIP 36 MONTHS MIP 60 MONTHS MIP 84 MONTHS MIP
8.75% YEAR 9.50% YEAR 10% YEAR 10.50% YEAR 10.50% YEAR
20,000 146 158 167 175 175
50,000 365 396 417 438 438
1,00,000 729 792 833 875 875
2,00,000 1,458 1,583 1,667 1,750 1,750
5,00,000 3,646 3,958 4,167 4,375 4,375
10,00,000 7,292 7,917 8,333 8,750 8,750

Terms & Conditions

  • Minimum XMIP would start with Rs 20,000/- and further multiple of Rs 10,000/-.
  • First Monthly income will be paid after 30 days.

Premature Withdrawal Terms & condition

  • For 24 month MIP no premature withdrawal before 12 months.
    Premature Withdrawal between 13 to 18 month interest of 4.5% p.a only will be applicable , 19th months onwards interest of 5% p.a. only will be applicable.
  • For 36 months MIP no premature Withdrawal before 18 months.
    Premature Withdrawal between 19 to 30 interest of 4.5% p.a only will be applicable , 31st months onwards interest of 5 % p.a. only will be applicable.
  • For 60 months & above MIP no premature Withdrawal before 30 months.
    Premature withdrawal between 31 to 48 months interest of 5% p.a only will be applicable , 49th month onwards interest of 5.5% p.a. only will be applicable.
  • All paid Interest will be deducted from the Principal Amount.
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