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Fixed Deposit Plan
XLNC FIX DEPOSIT PLAN (XFD)
One time
deposit
12 MONTHS
9.00% P.A.
24 MONTHS
9.50% P.A.
36 MONTHS
11.00% P.A.
DOUBLE
XFD12 XFD24 XFD36 XFD72
10,000 10,900 11,990 13,676 20,000
20,000 21,800 23,981 27,353 40,000
50,000 54,500 59,951 68,382 1,00,000
1,00,000 1,09,000 1,19,903 1,36,763 2,00,000
2,00,000 2,18,000 2,39,805 2,73,526 4,00,000
5,00,000 5,45,000 5,99,513 6,83,816 10,00,000
XLNC UJJWAL BHAVISHYA YOJNA (XUBY)
ONE TIME INVESTMENT MATURITY @ 9 YEARS MATURITY @ 15 YEARS MATURITY @ 18 YEARS MATURITY @ 21 YEARS
50,000 1,50,000 3,00,000 4,50,000 6,00,000
Fixed Deposit Terms & Conditions will be applied for this plan. Minimum Investment Rs. 50,000/- and in multiple of Rs. 25,000/-
MONTHLY DEPOSIT MATURITY @ 9 YEARS MATURITY @ 15 YEARS MATURITY @ 18 YEARS MATURITY @ 21 YEARS
Rs. 1,250 FOR 05 YEARS 1,50,000 3,00,000 4,50,000 6,00,000
Recurring Deposit Terms & Conditions will be applied for this plan. Minimum Investment Rs. 1,250/- and in multiple of Rs. 750/-

Terms & Conditions

  • (XUBY UJJWAL BHAVISHYA YOJNA) Minimum Investment Rs. 50,000/- and in multiple of Rs. 25,000 (one time deposit).
  • Minimum fixed deposits would start with Rs.5,000 and with further with multiple of Rs.1,000 (one time deposit).
  • Interest calculation yearly compounding rate of interest

Premature Withdrawal Terms & condition

  • For 12 months FD no premature withdrawal.
  • For 18 month FD no premature withdrawal before 12 months.
    Premature withdrawal between 13 to 18 months interest of 4.5% p.a. only will be applicable
  • For 24 month FD no premature withdrawal before 12 months.
    Premature withdrawal between 13 to 18 months interest of 4.5% p.a. will be applicable
  • For 36 months FD no premature withdrawal before 18 months.
    Premature withdrawal between 19 to 30 months interest of 4.5% p.a. will be applicable & after 30 months interest of 5% p.a. only will be applicable.
  • For 66 months FD no premature withdrawal before 30 months.
    Premature withdrawal between 31 to 48 months interest of 4.5% p.a. will be applicable & after 48 months interest of 5.5% p.a. will be applicable.
  • For 105 months FD no premature withdrawal before 36 months.
    Premature withdrawal between 37 to 60 months interest of 5% p.a. will be applicable & after 61st months interest of 5.5% p.a. will be applicable.

Note :

Terms & Conditions of the all plan can be changed by the management without any prior notice

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